Student Financial Aid
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Federal Student Loans
Direct Stafford Loans
Direct Stafford Loans are low-interest federal student loans that help pay for the cost of education. The lender for these loans is the U.S. Department of Education. There are two types of Stafford Loans:
Subsidized: A loan for which the government pays the interest during your in-school and six month grace period. You will not become responsible for interest charges until the six month grace period has expired.
Unsubsidized. A loan for which you are responsible for paying all the interest that is charged starting 30 days from the date the loan is disbursed to the school and continuing until the loan is paid in full.
Repayment for Direct Stafford Loans begins 6 months after your last day of school (whether you graduate or withdraw). This 6 month period is referred to as your Grace Period. Once you enter repayment you can choose from several different payment options that fit your needs.
CDI offers multiple avenues for Financial Assistance to pay for tuition. Federal Financial Aid (Title IV) is available to those who qualify.
Traditional financing is available for all students on approved credit, with interest-only payments while in school. Please be aware that traditional financing is for tuition only and cannot be used to pay for your application fee, diving physical, required personal equipment, or housing during the program.
Tuition arrangements may be made in-house for students who would like to make payments for the full tuition amount over the course of the 4- or 7-month program. A credit check may be required and a cosigner is recommended. Please call our financial aid officer at 623-670-7750.
Direct Plus Loans
Direct PLUS Loans are low-interest federal loans for parents of dependent students as determined by the FAFSA. PLUS loans help pay for education expenses up to (but not to exceed) the student’s total cost of attendance minus all other financial aid assistance.
CDI offers multiple avenues for Financial Assistance to pay for tuition. Federal Financial Aid (Title IV) is available to those who qualify.
Traditional financing is available for all students on approved credit, with interest-only payments while in school. Please be aware that traditional financing is for tuition only and cannot be used to pay for your application fee, diving physical, required personal equipment, or housing during the program.
Tuition arrangements may be made in-house for students who would like to make payments for the full tuition amount over the course of the 4- or 7-month program. A credit check may be required and a cosigner is recommended. Please call our financial aid officer at 623-670-7750.
PRIVATE Student Loans
Mia Share Income Share Program
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No payments while in school
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After school: No payment until you reach a monthly gross income cap
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Payments: Calculated at a percentage of your income
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If you pass initial prescreen, they will email you to set up a phone call
Mia Share Information:
Link: https://Commercialdiversinternational.mia-share.com/isa-flyer
Link: https://www.youtube.com/watch?v=T9plZS3kfCA&feature=youtu.be&ab_channel=MiaShare
CDI offers multiple avenues for Financial Assistance to pay for tuition. Federal Financial Aid (Title IV) is available to those who qualify.
Traditional financing is available for all students on approved credit, with interest-only payments while in school. Please be aware that traditional financing is for tuition only and cannot be used to pay for your application fee, diving physical, required personal equipment, or housing during the program.
Tuition arrangements may be made in-house for students who would like to make payments for the full tuition amount over the course of the 4- or 7-month program. A credit check may be required and a cosigner is recommended. Please call our financial aid officer at 623-670-7750.
Meritize Program: *Details upon request (No Prepayment Penalties) (Based on Approval)
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Students select from competitive fixed or variable rates *based on credit combined with transcripts
- Full Tuition
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3 payment options to choose from:
- Fully Deferred, Interest-Only and Full Payments
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Uses students’ previous academic or military transcripts to enhance their credit evaluation
Meritize Information: (see additional documents attached to be downloaded on website)
CDI offers multiple avenues for Financial Assistance to pay for tuition. Federal Financial Aid (Title IV) is available to those who qualify.
Traditional financing is available for all students on approved credit, with interest-only payments while in school. Please be aware that traditional financing is for tuition only and cannot be used to pay for your application fee, diving physical, required personal equipment, or housing during the program.
Tuition arrangements may be made in-house for students who would like to make payments for the full tuition amount over the course of the 4- or 7-month program. A credit check may be required and a cosigner is recommended. Please call our financial aid officer at 623-670-7750.
Federal Student Aid
Federal student aid and other financial aid can be viable options for you, so it is important to educate yourself on the requirements and processes for applying. The team at Commercial Divers International compiled the following resources and links for your reference.
Contact us today if you have any questions along the way. One of our financial and federal student aid specialists would be happy to assist and help you through the process.
To access or sign up for Federal Aid you can click on the link below to fill out the application. A Financial Aid Specialist is happy to assist you, so please contact us today to allow us to answer any questions or walk you through the process.
fafsa.ed.gov/
CDI school code – 04291100
Pell Grants & Student Loans
https://studentaid.gov/h/apply-for-aid/fafsa
Agency/Tribal Funding
Commercial Divers International proudly works with agencies and we stand ready to assist with your application and any questions the agency may have. We can also provide your counselor or agency representative with vouchers or invoices. Please let us know on your application that you are working with a particular agency and we will be glad to interface directly. The Arizona Department of Economic Security provides Vocational Rehabilitation services to Arizona residents. Click here for full details.
G.I. Bill & Tuition Assistance
As a military-friendly institution, Commercial Divers International accepts many forms of veterans’ assistance including, but not limited to:
- Montgomery GI Bill®
- Post-9/11 GI Bill
- Chapter 31 Benefits
- Chapter 35 Benefits
- Chapter 33/1606
- Military Spouse Tuition Assistance
Benefit coverage varies from full to partial tuition assistance. Assistance may be available for books, fees, and housing allowances.
Students eligible for VA benefits should contact the Financial Services Department before registration. For GI Bill students (Chapters 30, 33, 35, and 1606), all transcripts from any other previous college or institution attended will be required and must be submitted before the school will send certification of enrollment to the VA.
The Veterans Administration determines eligibility for benefits and will make payments to students directly upon certification.
HOW TO APPLY
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For questions regarding financial aid, enrollment, payment amounts, grants, or any other educational questions or comments; please contact an admissions institute official. We are looking forward to serving you.
GI Bill® is a registered trademark of the U.S. Department of Veterans Affairs (VA). More information about education benefits offered by the VA is available at the official U.S. government website at http://www.benefits.va.gov/gibill.
Grants
Merit Grant
Commercial Divers International awards grants to students who have achieved academic excellence, have been recognized for industry achievements, and/or are distinguished career changers. Accepted students can contact the Financial Aid department to obtain an application for consideration.
Native American Grant
The Native American Grant is for Native American applicants who excelled in high school or college. The applicant must submit a written essay along with high school or college transcripts. For those applicants using industry experience, courses, seminars, or workshops, submission of certificates of achievement may replace transcripts.
Award amounts for the Native American Grant range from $500 to $5000. Applications for the Native American Grant are available in the Financial Aid Office. The applicant must be enrolled to receive this grant and becomes null and void if a student withdraws from school.
Needs Base Grant
The Financial Need Grant is available to all CDI applicants who demonstrate financial need with a grant toward tuition expenses. Grants will be awarded to students who meet all CDI’s criteria for need-based financial aid. Grant award winners will receive a tuition reduction in the form of a non-cash grant to attend Commercial Divers International, once they have completed the program.
To be eligible, a student must be enrolled in classes at Commercial Divers International starting January 2020 or later. Applicant must demonstrate financial need based upon the FAFSA Expected Family Contribution (EFC) of 15,000 or lower. The Financial Need Grant becomes null and void if a student withdraws from school.
Veterans
Freedom Grant
The Freedom Grant is available to all applicants who have prior military service or a direct family member with prior service. The student must submit a copy of their military identification, DD214, or their family member’s military documentation at the time of enrollment to receive the tuition reduction.
Those awarded the Freedom Grant will receive a non-cash grant upon maintaining a minimum 2.0 grade point average. If the student does not complete the program, the grant amount will be prorated based on the time attended. Click here to learn about additional grant options for veterans.
Career Changer Grant
Commercial Divers International awards grants to students who have had a previous career and are looking to change their career path. Students who are looking to start a second career and join the world of the Commercial Diving industry. Accepted students can contact the Financial Aid department to obtain an application for consideration.
Start Your Future Today
With a wealth of options and choices for your future career, we’re here to help you get where you want to go. Take the next step forward.